Ambit Finvest - SME Finance

Customized solutions for your financial needs

SME Finance is focused on fueling business growth for SMEs, with a vision to be a noteworthy player in the SME lending space. Our objective is to provide finance to maximize the productivity of SMEs using technology as the platform, as also effective tools to assess the right requirements of clients.

We work with passion to develop products & technology that are customer-friendly, deploy unique credit evaluating methods for a faster Credit decision, making the borrowing experience trustworthy.

Our presence spans Maharashtra, Delhi NCR, Gujarat, Rajasthan, Madhya Pradesh and Punjab.

Leadership TEAM

Sanjay Sakhuja

Sanjay Sakhuja

Executive Chairman, Ambit Finvest


Sanjay Sakhuja leads the Structured Finance, SME Finance and Principal Investment businesses at Ambit. He joined Ambit as Managing Director in the Mergers and Acquisitions practice in August 2003, and spearheaded the business from 2009 to 2013.

Prior to joining Ambit, Sanjay worked with Lazard, Arthur Andersen, Indal and Citibank. At Ambit, he has worked across verticals, including Banking, Financial Services, Insurance, Auto, FMCG and Industrials, and has advised numerous local and global clients on Mergers and Acquisitions, Divestitures and Fund-raising transactions.

Qualifications and Contributions

Sanjay is a qualified Chartered Accountant and has also completed the Advanced Management Program from the Wharton Business School. He holds a B.A. (Hons) in Economics from St. Stephens College, Delhi.

Sanjay Sakhuja

Sanjay Agarwal

CEO, SME Finance


Sanjay Agarwal leads the SME Finance business at Ambit.

Prior to joining Ambit, Sanjay set up Finmax and sold the SME business to Ambit Finvest. Sanjay has more than two decades of rich experience in the SME lending space, having previously worked with Yes Bank as Senior President & Business Head (Banking) for almost a decade and Standard Chartered Bank as Head of Risk (SMEs). He also worked with Centurion Bank of Punjab and SBI Commercial & International Bank Ltd.

He was conferred with “Professional Achiever’s (Financial Sector) Award" in 2010 for his exceptional achievements as a professional by Institute of Chartered Accountant of India (ICAI) and Certificate of Recognition for enhancing brand image of ICAI in 2015.

Qualifications and Contributions

Sanjay is a Chartered Accountant (Rank holder) and Cost Accountant from The Institute of Cost and Works Accountants of India and a Bachelors degree in Commerce from Mohanlal Sukhadia University.

Sanjay Dhoka

Sanjay Dhoka

Managing Director & COO, Ambit Finvest


Sanjay Dhoka is a Managing Director & COO of the Ambit Finvest business at Ambit.

He has over 24 years of cross-functional experience and has been with Ambit since 2010. He has covered the entire spectrum of industries ranging from Non-Banking business finance company, Stock broking, Manufacturing and Mining Industries.

Prior to joining Ambit, Sanjay worked with Karvy Financial Services, Anand Rathi Group, Aditya Birla Group and SOCGEN-Crosby Securities

Sanjay has played an instrumental role in setting up the NBFC arm of Ambit and is also part of the board of the business.

Qualifications and Contributions

Sanjay is a qualified Chartered Accountant. He holds Bachelors of Commerce degree from the University of Ajmer, Rajasthan.


Sunil Gulati

Sunil Gulati

Senior Advisor


Sunil is an external advisor to the Structured Finance and SME Finance businesses at Ambit.

Sunil has three decades of global experience in the banking industry across investment banking, corporate finance, relationship management, risk management and corporate strategy. Sunil was Chief Risk Officer for RBL till mid-2016 and has also worked with Yes Bank and ING Group at the stage of their rapid growth and transformation and establishment as mainstream players in the Indian Banking industry.

Sunil is currently an advisor and board member of several companies in the fintech and financial services sector. He is the Chairman of Merisis Advisors, a boutique investment bank and is an Independent Director on the Boards of Varthana Finance, a NBFC which finances affordable private schools; CoinTribe Technologies, a leading FinTech company providing financing solutions for SMEs; Kinara Capital, a NBFC financing MSMEs and Empays Payment Services, a RBI licensed player providing domestic and cross-border payment services. He is a Senior Advisor to Suryoday Small Finance Bank, Insense, and WEH Ventures. Sunil is also a member of the Investment Committee of Infinity Alternative Advisors. He is Charter Member of TiE, Mumbai and a member of the SP Jain Global Management School Fintech Advisory Board.

Qualifications and Contributions

Sunil holds a Post Graduate Diploma in Management from Indian Institute of Management (IIM), Ahmedabad and a Bachelor in Technology (BTech) from Indian Institute of Technology (IIT), Delhi.

Contact us


Ambit Finvest Private Limited

CIN: U65999MH2006PTC163257

RBI - NBFC - N-13.01927

In case of investor grievance, mail us at [email protected]  

Ambit Finvest Corporate office address

Kanakia Wall Street at Andheri-Kurla Road (5th floor, A 506-510, Andheri East), Mumbai.


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